2017 June – Summary of income and expenses

Hello readers, this is the second post today.

In June , I earned the following income, which is 9.4% increase YOY. However, my take-home pay will become JPY 150,000 less in July and zero from August as I will leave the payroll of my company.

Item 2017 June [JPY] 2016 June [JPY] change [%]
Take-home pay from my day time job  740,897 761,257 -2.7
US Dividend income after tax (estimate)   176,995 135,903  30.2
Japan dividend income after tax[actual]    74,871   10,000 648.7
Total 992,763 907,160  9.4

My expenses in June increased by 13.2% YOY because in large part I included my private pension premium (JPY 70,000) in the expense this year, residential tax payment and travel expenses.  I could reduce my expenses on grocery/dine out for the second month in a row that I am very happy about, but  I regret this much.

Item 2017 June [JPY] 2016 June [JPY] change[%]
Rent 88,540 88,540 0
Grocery and dine out 71,963 120,807 -40.0
Liquor 11,416   31,900 -64.2
Healthcare including gym 12,833   11,720    9.5
Mobile and ISP   6,686           0 n/a
Utilities   5,573     2,250  144.7
Travel and transportation 78,565   34,045  130.8
Clothes and laundry   6,821  81,095 -91.6
Entertainment and education 13,529   8,009  68.9
Other expenses 165,974  29,766 +457.6
Total 461,900 408,132 +13.2

May’s saving rate is 53% which is 3% more than May this year. On the other hand, my dividend income covered 55% of my total expense, which is 30% higher than May this year.

Have a great weekend.

広告

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