Hello readers, this is the second post today.
In June , I earned the following income, which is 9.4% increase YOY. However, my take-home pay will become JPY 150,000 less in July and zero from August as I will leave the payroll of my company.
|Item||2017 June [JPY]||2016 June [JPY]||change [%]|
|Take-home pay from my day time job||740,897||761,257||-2.7|
|US Dividend income after tax (estimate)||176,995||135,903||30.2|
|Japan dividend income after tax[actual]||74,871||10,000||648.7|
My expenses in June increased by 13.2% YOY because in large part I included my private pension premium (JPY 70,000) in the expense this year, residential tax payment and travel expenses. I could reduce my expenses on grocery/dine out for the second month in a row that I am very happy about, but I regret this much.
|Item||2017 June [JPY]||2016 June [JPY]||change[%]|
|Grocery and dine out||71,963||120,807||-40.0|
|Healthcare including gym||12,833||11,720||9.5|
|Mobile and ISP||6,686||0||n/a|
|Travel and transportation||78,565||34,045||130.8|
|Clothes and laundry||6,821||81,095||-91.6|
|Entertainment and education||13,529||8,009||68.9|
May’s saving rate is 53% which is 3% more than May this year. On the other hand, my dividend income covered 55% of my total expense, which is 30% higher than May this year.
Have a great weekend.