Hello readers, this is the third post today.
In May , I earned the following income, which is 6.2% decline YOY. My take-home pay will become zero from August as I will leave the payroll of my company.
|Item||2017 May [JPY]||2016 May [JPY]||change [%]|
|Take-home pay from my day time job||746.293||813,158||-8.2|
|US Dividend income after tax (estimate)||90,250||83,687||7.8|
|Japan dividend income after tax[actual]||7,710||3,100||149|
My expenses in May increased by 14.4% YOY because in large part I included my private pension premium (JPY 70,000) in the expense this year. I could reduce my expenses on grocery/dine out and Liquor that I am very happy about, but I wasted so much money in travel and transportation because I cancelled my trip to the USA.
|Item||2017 May [JPY]||2016 May [JPY]||change[%]|
|Grocery and dine out||96,472||126,352||-23.6|
|Healthcare including gym||16,037||7,923||+102|
|Mobile and ISP||6,656||0||n/a|
|Travel and transportation||78,041||28,164||+177|
|Clothes and laundry||975||48,689||-98|
|Entertainment and education||5,130||13,156||-61|
May’s saving rate is 50% which is 4% less than April this year. On the other hand, my dividend income covered 25% of my total expense, which is 5% higher than April this year.
Have a great weekend.